Individual Health Insurance Plans

Easily Find Individual Health Insurance Plans

Find the Right Plan for You

Eugene Health Insurance can match you with the plan that fits your needs.

Hit the “Shop & Apply” to see available health plans. For a call-back or consultation, request a quote. Note that you can do either or any time.

Or call (541) 668-5687

Are You a Do-It-Yourselfer?

Get started by following these simple steps:

Get Quotes for Individual Health Insurance In Oregon

Eugene Health Insurance works with a wide range of Oregon private health insurance providers that offer individual health plans. You may be a candidate for such health insurance plans if you:

  • You own your own business or are self-employed
  • Your employer does not offer insurance
  • For spouse or dependents that are not included in group health plans offered by your employer
  • You want something better than your employer provides
  • You have special needs that are not covered by your current employer

What To Do Next?

If you would like an individual health insurance plan, there are two routes to finding and buying the plan that makes the most sense for you!

  1. You can go directly to our Health Insurance Market Portal by clicking the “Shop & Apply” button, above.
  2. You can fill out the Quote Request Form, and we can help you make an informed decision with a free consultation.

individual health insurance

Request a Quote

Let us help you find the right health plan. Fill this out the form below and an agent will reach out promptly.

Are You a Couple (without Dependents)?

If you are a couple that do not have to worry about covering dependents, we advise you to compare individual health plans to see all your options. Again, we can help you make a more comprehensive and informed decision with a consultation.

Get Quotes for Family Health Insurance Plans in Oregon

As with Individual health insurance plans, Eugene Health Insurance works with a wide range of Oregon private health insurance providers that offer family and group health plans. You may be a candidate for such health insurance plans if you:

  •  You own your own business or are self-employed
  •  You are an employer 
  •  You are a family with specific needs
  •  You are comparing group and family plans against other types of insurance scenarios

Frequently Asked Questions

Can I buy health insurance outside of Open Enrollment Period?

In the case that you find yourself in need of health insurance outside of the Open Enrollment Period, you must qualify for a Special Enrollment Period, which means you are undergoing certain life events, such as:

  • losing health insurance coverage
  • moving
  • getting married
  • having a baby
  • adopting a child
  • your health plan changes its contract with Medicare
  • employer offers help with the cost of coverage

To learn more, see the full description of the Special Enrollment Period here.

What is not covered in health insurance?

Permanent exclusions are the types of ailments or injuries that categorically fall outside of the scope of health insurance policies. Some examples of these include:

  • Pre-existing conditions – Treatments for conditions declared at the inception of a health insurance contract are excluded from coverage.
  • Cosmetic treatments – Treatments that are outside of medical recommendation and fulfill a cosmetic end are not covered by health plans.
  • New or alternative treatments – Ayerveda, stem cell therapy, and other new kinds of therapies are considered alternative treatments, which are not covered by health insurance.
  • Dental, vision, and hearing – General health insurance do not tend to cover dental, vision, and hearing treatments, unless there is a rider or some other add on. You can find insurance plans that
  • Injuries from suicide attempts or self-harm – Treatments for injuries due to self-harm or suicide attempts are categorically excluded from health insurance plans.

What is the income limit for Obamacare 2021?

Previous 2021 Total Household Income for Maximum ACA Subsidy

income limit for obamacare

Want to see more health plans?

Reconsidering your needs? No problem.

Copyright © 2021 - Eugene Health Insurance